Finding a good bank is important.  Being a military member and moving all over the country, I've been through several different banks.  I've found that credit unions are usually where I'm the happiest.  Credit unions operate on a smaller scale which seems to up their friendliness and customer service.  American One Federal Credit Union is no exception to this rule.  They are a Michigan based credit union that offers friendly service in a smaller more hospitable environment.  But don't be fooled, just because they're smaller, doesn't mean they can't do all the things that big banks do. 

                If you're looking for a checking account, American One Union has a few different options.  They have their freedom checking which offers no minimum monthly balance, no fees and a box of free checks.  They also offer a classic and premier checking for those that are able to maintain a certain balance in their account every month.  If you're a business owner, American One Federal Credit Union hasn't forgotten about you, they offer business checking accounts as well to make sure that you are able to focus on your business rather than your finances.

                Maybe you don't need a checking account from the Federal Credit Union but you're looking for a more competitive loan rate than what your bank offers.    They can do this too.  If you're looking to buy a car or an RV, boat, snowmobile or motorcycle, the rate that is offered is %3.49 over the course of 48 months.  If you're looking for a home equity loan, you can get a ten year loan for around %7.50.  If you're looking for an unsecured loan, the rate will be about %9.00 for a signature loan with a repayment period of 60 months. 

                American Federal Credit Union also has a youth program to teach your children the value of a dollar. They offer an Eagle Earner savings program for children providing them with their own quarterly news letter, a special membership and passbook and even a birthday card and gift each year. 

                If you're looking for convenience where you bank, American One Federal Credit Union offers online banking, several different ATM locations as well as multiple bank branches throughout Michigan.  The online banking service has a bill pay feature and even sends out reminders for due dates. 

                If you're looking for a big bank offers within a small hospitable community, then American One Federal Credit Union is for you.