Pinellas Federal Credit union located on North east Gulf of Mexico near Tampa Florida is a credit union serving local community and beyond.

            Federal Credit union is a non-profit co-operative institution that facilitates credit, promotes thrift, and other financial services to its members. Federal credit union was established in 1934 by an act of Congress. A Bureau of Federal Credit Unions administers these institutions; but a credit union can follow the federal or state laws to perform its functions. Laws and procedures are reviewed and modified occasionally to suit the changing modern time environment and technologies. Nowadays Federal Credit unions provide services like banks; but credit unions are non-profit organization, smaller in size and assets than banks. Being a non-profit organization Credit Union can provide services at a low cost to its members. The average asset of credit Union is ~93 million dollars while the average asset of a bank is ~1.5 billion dollars.

            Pinellas federal Credit Union (PFCU) is in the city of Largo and contact is:

                         Main Office

                        10273 Ulmerton Road

                        Largo FL 33771

                        727-586-4422

                        1-866-853-0151

                        Other branches

                        Airport Business center Park

                        Clear Water Branch

                        North County branch

                        St Petersburg Branch

The philosophy statement of PFCU is:

‘As a member of Pinellas Federal Credit Union, you can feel good about making PFCU you primary financial institution. Amid all the turmoil in the financial services industry, your credit union is part of the solution- not part of the problem. What makes us different? Unlike banks, credit unions are member owned and not for profit. This structure allows us to pass profits along to you through lower fees, better interest rates, and more convenient branch locations like our new St Petersburg branch. PFCU has never taken part in risky sub-prime lending in order to increase profits. As a result, your credit union is safe, sound and has money to lend. Additionally, your deposits at PFCU are insured by the NCUA (National Credit Union Administration), an agency of the Federal government, up to $250,000. IRAs are insured separately for up to $250,000. You can rest easy knowing that not one penny of insured savings has ever been lost by a member of a federally insured credit union. Pinellas Federal Credit Union is here for you! If you have any questions or concerns, you may call us at (727) 586-4422 or stop by any one of our five branch locations.'

            The different features of the PFCU are:

                        Account

                        . Saving and Checking Accounts (no fee, free Direct deposit)

                        . Club account, CD, IRAs

                        . “ My Ca$h “ Youth account

                        Loan

                        . PFCU Vehicle for sale

                        . Auto loan

                        . Home Equity, Refinancing

                        . Visa credit card, Shared Secured loan, Signature Loan

                        . Mechanical Breakdown Insurance (MBI)

                        . Gap Coverage, Credit Life and Disability, Mortgages

                         Tools and resources

                        . Online Banking, NADA Auto Value, ATM Locators, Lost/Stolen Visa